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Get The
Moving In & Post-Settlement
Checklist

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Why Moving In & Post-Settlement Matters

Settlement day is done — the house is officially yours! But the work doesn’t stop there. Having a plan for moving in prevents last-minute chaos and helps you settle smoothly into your new home and community.

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Practical To-Dos

Tick these off to avoid disruption:

  • Connect utilities – Power, gas, internet, and water ready for day one.

  • Change of address – Update your details with banks, insurance, NZ Post, and subscriptions.

  • Mail redirection – Set up forwarding so nothing important gets lost.

  • Secure your home – Change locks, test smoke alarms, and check water shut-off valves.

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Settling Into Your New Life

It’s not just about boxes — it’s about belonging.

  • For families – Get kids settled into schools or childcare early.

  • Community connection – Meet neighbours, join local groups, and explore nearby amenities.

  • Personal comfort – Take small steps like setting up your favourite room first, so it feels like home quickly.

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Pitfalls to Avoid

Moving is expensive and stressful — don’t get caught out by:

  • Not budgeting for post-move expenses – Furniture, tools, or urgent repairs can add up.

  • Ignoring small maintenance fixes – Leaks, faulty wiring, or damaged fittings only get worse with time.

  • Delaying insurance updates – Ensure your policy reflects the new address and cover levels.

Luminate Financial Group
Important Information
Useful Links

Luminate Financial Group Limited (FSP765531) is a licensed Financial Advice Provider (Class 2 FAP), authorised to provide regulated advice on home loans, commercial and business lending, and specialist finance.

Luminate Finance Limited (FSP449126) is registered under the Financial Service Providers (Registration and Dispute Resolution) Act 2008 to provide consumer credit contracts and non-consumer credit contracts. It is not a licensed Financial Advice Provider and does not offer regulated financial advice. Investment opportunities are available only to investors who meet specific wholesale investor criteria as defined in the Financial Markets Conduct Act 2013. These are not regulated offers and are not open to retail investors.

All lending is subject to credit assessment and responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. We follow the Responsible Lending Code to ensure loans are suitable and affordable for our clients.

¹Past performance is not a reliable indicator of future results. Fixed rates are subject to change. Terms, conditions, lending criteria, fees, and charges apply. Images may be indicative only.

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